What is a budget template?

A budget template helps manage your budget by tracking all of the details in your lifestyle. The spreadsheet is customizable in order to tailor to your specific needs. 

On a monthly basis, the spreadsheet analyzes your past money flow to determine your available income after deducting expenses. Utilizing a budget template is the solution to stay on budget without constantly running through your account transaction history. 

Over time, the spreadsheet will allow you to track patterns in your spending. You might notice that specific months are more expensive than others, or that a large percentage of your income goes to dining out. With the provided information, you can see a clearer picture of the future and plan accordingly.